A friend of mine got sick recently and had to be rushed to the hospital. After several examinations and x-rays, they diagnosed him with a terminal illness. He was unable to return to work because of his sickness so he applied for social security benefits. Since he was well under 65 years old, he had a hard time qualifying for SSN. He had to make several appointments with case workers and provide all types of medical information. It took over three months for his first check to kick in. With today’s technology, it should not have taken so long, but he’s OK now.